Home | Contact Us | Contracts | Products | Services
 Demo and Downloads | TLPP Help | Search | Update | Tightvnc


Compare our Auto Title Loan Software and Pay Day Cash Advance Software to the Competition . . .

Our Auto Title Loan Software, Title Loan Professional, includes integrated Pay Day Cash Advance Software, Check Cashing Software, Money Order Software and Installment (Amortized) Loan Software at no extra cost.  Unlike most of our competition, we don't pile on one "extra-cost" feature after another, quickly taking your price per store into the high thousands of dollars.  The base price of Title Loan Professional is $1,395 for the first store, and we offer discounts for additional stores, so our prices go down, not up.  We do have small additional fees for states that require special programming and custom forms, but for the time being we're waiving those fees or greatly reducing them, so the average price of a custom programming feature or form is in the range of $95 to $285. If you want an exact price, please call us toll-free at: 1-866-802-5742, or use the e-mail contact form at the bottom of this page.

We have a $500 annual support agreement that provides up to eight hours of technical support the first year and up to five hours of technical support per year thereafter. If you need additional technical support, you can simply renew the support agreement a little early, and each support agreement renewal includes a free update to the latest version of Title Loan Professional.  Customers who do not need advanced features can pay for support only as they need it, with a minimum charge of $47.50. For customers who prefer to have a tailored annual maintenance contract, we are more than happy to accommodate them. If you need advanced features such as Teletrack, ACH and/or installment loans, a support agreement is required.

While it's hard to compare our prices to those of competitors who have additional charges that take page after page to read and are almost impossible to decipher, we can relate what our customers have told us.

Here's what customers have told us about Title Loan Professional in comparison to ALLPOWER.  A Nashville, Tennessee customer had bought ALLPOWER's software, but decided to switch to our software because of problems with the program and with support.  No business owner wants to pay for a second program if the first program works correctly and has good support. A second ALLPOWER customer in Wyoming switched to Title Loan Professional because we were able to customize the program to Wyoming requirements within a short period of time, which ALLPOWER had not been able to do to the customer's satisfaction. A cursory comparison of Title Loan Professional to ALLPOWER's program will show that we have many, many advanced features that do not seem to be present in ALLPOWER's program. If you want basic contract printing and don't need "call any time" tech support, ALLPOWER may be a good low-cost option. But unless things have changed, our software is far more advanced, and we have a staff of programmers who answer the phone all day long. The single biggest complaint we've heard about ALLPOWER (and we think it's a fair one) is that daytime support is hard to get.

Here's what a chain of fourteen Cash Advance/Title Loan stores said when they selected Title Loan Professional over that of eCheckTrac after doing research of the software on the market.  They didn't want to turn their customer data loose on the Internet.  They preferred Title Loan Professional because it runs on their own computers in an environment they can control. If someone else is hosting your data, how do you know that your customers' identities, social security numbers, employment information and credit details are secure? Also, this customer complimented us on how closely we worked with them to develop a software contract they felt comfortable with.  We modified our standard contract to their needs, just as they work with their own clients: individually.  We're in the business of forming long term, mutually beneficial relationships, and we treat every customer as a special relationship, because all customers are unique. (We blush to mention that our customer would have paid $195 per month for 14 stores with eCheckTrac, or $32,760 per year. For the entire year of 2004, our customer paid less than $3,000 for on-going support and some of that was for custom programming!)

A second chain of around 50 stores (growing to 100) is currently in the process of switching all their stores currently running eCheckTrac over to Title Loan Professional. The biggest single reason: we were willing to customize our software to produce the loan methods, contracts and reports they wanted, quickly and to their specifications.

We have had 13 stores switch to Title Loan Professional from Ideal. Ideal is quite a bit more expensive than Title Loan Professional, so for companies looking for the best program for the best price, our "software" is attractive.  Why not try our demo before you plunk down more money for a program that, according to our customers, does less and doesn't always work as expected.  

We have had around seven stores switch to Title Loan Professional from Data Age Pawnmaster. When multiple different owners drop a program they've paid good money for, that's an indication the program may be "showing its age," or may simply not be suitable for certain segments of the industry. In looking at the Pawnmaster database for one of our clients, we noticed that its title loans had fields for "carats" and "caliber" and all sorts of pawnshop criteria that have nothing to do with title loans or payday loans. Because our program was written "from scratch" and with "a clean slate" for the Title Loan and Cash Advance/Payday Loan industries, we feel it's a better fit without all the legacy baggage of older software.

And now, a word or two about those pesky DOS programs ...

We have had one customer switch to Title Loan Professional from Payday Plus. The main reason is probably that we were able to accommodate a special programming request. If you're using Payday Plus already and are happy with it, we congratulate you, and them! However, Payday Plus is an old MS-DOS program, and that bears a little head-scratching before you shell out your hard-earned money for it, or any other DOS legacy product. The Payday Plus website main page itself raises the big question. They put it this way: "Some of our competitors say DOS is dead!" But we don't have a sentence on the main page of our web site asking why our competitors say "Windows is dead." There's a simple reason for that: Windows isn't dead. People buy millions of copies of Windows on brand new computers every year. But how many people buy new copies of DOS, or new computers running DOS? Nobody that we know. Microsoft doesn't sell or support DOS, although many years ago it was their main product. Why would Microsoft, the biggest and most profitable software company in the world, run by one of the smartest and wealthiest men in the world, Bill Gates, stop selling DOS if it is still viable? The answer is simple: Microsoft stopped selling DOS because people want new Windows computers, not old DOS computers. They want new Windows software, not old DOS software. The fact that an old DOS program can still be made to run on a Windows computer is good, if you have already bought and paid for a DOS program and don't want to buy a new program just yet. But do you really want to invest new money in a product that is old and out-of-date? When tractors first came out, many farmers were content to stick with horse-drawn plows. And for a few years, they held their own. But today who uses horse-drawn plows? DOS is the rusty old horse-drawn plow and Windows is the shiny new John Deere. You're the farmer: you choose. (Yes, someone who sells DOS is going to claim that it's "more stable" than Windows, and once upon a time that was probably true, because DOS was an independent operating system, and Windows ran under DOS. But the thing they forget to tell you is this: your "stable" DOS program is now running under Windows, and if Windows gets clobbered by a virus or won't boot, your DOS program has the worst, not the best, of both worlds. It's older than the hills (in computer terms), but it is still subject to most of the modern maladies of Windows! If you're going to run Windows anyway, why not get all the advantages of Windows?

Prices and support are important, but there are other things business owners have to consider as well.  One important factor is how current the software is, and what its projected useful life may be. Our program is a true Windows program based on Microsoft Access.  Some of our competitors' programs are DOS programs whose main claim to fame seems to be that they are "Y2K-compliant!" Since Y2K was basically a non-event, that's not much to get excited about, and because DOS has been "officially dead" and not sold or supported by Microsoft for many years now, anyone buying a DOS-based program has to wonder what kind of investment is being made. Some of these programs were written before the Title Loan and Cash Advance industries began to take shape and mature, and if a program was originally written for a pawn shop or a car lot, it may have unnecessary fields and features that make it hard to learn and difficult to adapt to your business. Title Loan Professional was written "from scratch" for the Title Loan and Payday Loan/Cash Advance industries and doesn't carry around baggage from other industries. 

Another thing to consider is compatibility.  Vendors of older programs will often "recommend" that customers use DOS-friendly versions of Windows like Windows 95, 98 and Me.  But Microsoft is discontinuing support for these older versions of Windows. Title Loan Professional is compatible with Windows 95, Windows 98, Windows Me, Windows NT, Windows 2000, Windows 2003, Windows XP Home, Windows XP Professional, and any Windows network.


Other States Links

..

AL Title Loan Software: a true Windows program for Alabama Title Loans and Title Pawns

AL Payday Loan Software: a true Windows program for Alabama Payday Loans
AL Cash Advance Loan Software: a true Windows program for Alabama Cash Advance Loans
AL Deferred Presentment Software: a true Windows program for Alabama Deferred Presentment Loans

AR Title Loan Software: a true Windows program for Arkansas Title Loans and Title Pawns

AR Payday Loan Software: a true Windows program for Arkansas Payday Loans
AR Cash Advance Loan Software: a true Windows program for Arkansas Cash Advance Loans
AR Deferred Presentment Software: a true Windows program for Arkansas Deferred Presentment Loans

AZ Title Loan Software: a true Windows program for Arizona Title Loans and Title Pawns

AZ Payday Loan Software: a true Windows program for Arizona Payday Loans
AZ Cash Advance Loan Software: a true Windows program for Arizona Cash Advance Loans
AZ Deferred Presentment Software: a true Windows program for Arizona Deferred Presentment Loans

CA Title Loan Software: a true Windows program for California Title Loans and Title Pawns

CA Payday Loan Software: a true Windows program for California Payday Loans
CA Cash Advance Loan Software: a true Windows program for California Cash Advance Loans
CA Deferred Presentment Software: a true Windows program for California Deferred Presentment Loans

DE Title Loan Software: a true Windows program for Delaware Title Loans and Title Pawns

DE Payday Loan Software: a true Windows program for Delaware Payday Loans
DE Cash Advance Loan Software: a true Windows program for Delaware Cash Advance Loans
DE Deferred Presentment Software: a true Windows program for Delaware Deferred Presentment Loans

GA Title Loan Software: a true Windows program for Georgia Title Loans and Title Pawns

GA Payday Loan Software: a true Windows program for Georgia Payday Loans
GA Cash Advance Loan Software: a true Windows program for Georgia Cash Advance Loans
GA Deferred Presentment Software: a true Windows program for Georgia Deferred Presentment Loans

IL Title Loan Software: a true Windows program for Illinois Title Loans and Title Pawns

IL Payday Loan Software: a true Windows program for Illinois Payday Loans
IL Cash Advance Loan Software: a true Windows program for Illinois Cash Advance Loans
IL Deferred Presentment Software: a true Windows program for Illinois Deferred Presentment Loans

IA Title Loan Software: a true Windows program for Iowa Title Loans and Title Pawns

IA Payday Loan Software: a true Windows program for Iowa Payday Loans
IA Cash Advance Loan Software: a true Windows program for Iowa Cash Advance Loans
IA Deferred Presentment Software: a true Windows program for Iowa Deferred Presentment Loans

KY Title Loan Software: a true Windows program for Kentucky Title Loans and Title Pawns

KY Payday Loan Software: a true Windows program for Kentucky Payday Loans
KY Cash Advance Loan Software: a true Windows program for Kentucky Cash Advance Loans
KY Deferred Presentment Software: a true Windows program for Kentucky Deferred Presentment Loans
LA Title Loan Software: a true Windows program for Louisiana Title Loans and Title Pawns
LA Payday Loan Software: a true Windows program for Louisiana Payday Loans
LA Cash Advance Loan Software: a true Windows program for Louisiana Cash Advance Loans
LA Deferred Presentment Software: a true Windows program for Louisiana Deferred Presentment Loans
ME Title Loan Software: a true Windows program for Maine Title Loans and Title Pawns
ME Payday Loan Software: a true Windows program for Maine Payday Loans
ME Cash Advance Loan Software: a true Windows program for Maine Cash Advance Loans
ME Deferred Presentment Software: a true Windows program for Maine Deferred Presentment Loans
MS Title Loan Software: a true Windows program for Mississippi Title Loans and Title Pawns
MS Payday Loan Software: a true Windows program for Mississippi Payday Loans
MS Cash Advance Loan Software: a true Windows program for Mississippi Cash Advance Loans
MS Deferred Presentment Software: a true Windows program for Mississippi Deferred Presentment Loans
MO Title Loan Software: a true Windows program for Missouri Title Loans and Title Pawns
MO Payday Loan Software: a true Windows program for Missouri Payday Loans
MO Cash Advance Loan Software: a true Windows program for Missouri Cash Advance Loans
MO Deferred Presentment Software: a true Windows program for Missouri Deferred Presentment Loans
MT Title Loan Software: a true Windows program for Montana Title Loans and Title Pawns
MT Payday Loan Software: a true Windows program for Montana Payday Loans
MT Cash Advance Loan Software: a true Windows program for Montana Cash Advance Loans
MT Deferred Presentment Software: a true Windows program for Montana Deferred Presentment Loans
NV Title Loan Software: a true Windows program for Nevada Title Loans and Title Pawns
NV Payday Loan Software: a true Windows program for Nevada Payday Loans
NV Cash Advance Loan Software: a true Windows program for Nevada Cash Advance Loans
NV Deferred Presentment Software: a true Windows program for Nevada Deferred Presentment Loans

NH Title Loan Software: a true Windows program for New Hampshire Title Loans and Title Pawns

NH Payday Loan Software: a true Windows program for New Hampshire Payday Loans
NH Cash Advance Loan Software: a true Windows program for New Hampshire Cash Advance Loans
NH Deferred Presentment Software: a true Windows program for New Hampshire Deferred Presentment Loans

NJ Title Loan Software: a true Windows program for New Jersey Title Loans and Title Pawns

NJ Payday Loan Software: a true Windows program for New Jersey Payday Loans
NJ Cash Advance Loan Software: a true Windows program for New Jersey Cash Advance Loans
NJ Deferred Presentment Software: a true Windows program for New Jersey Deferred Presentment Loans

NM Title Loan Software: a true Windows program for New Mexico Title Loans and Title Pawns

NM Payday Loan Software: a true Windows program for New Mexico Payday Loans
NM Cash Advance Loan Software: a true Windows program for New Mexico Cash Advance Loans
NM Deferred Presentment Software: a true Windows program for New Mexico Deferred Presentment Loans

OH Title Loan Software: a true Windows program for Ohio Title Loans and Title Pawns

OH Payday Loan Software: a true Windows program for Ohio Payday Loans
OH Cash Advance Loan Software: a true Windows program for Ohio Cash Advance Loans
OH Deferred Presentment Software: a true Windows program for Ohio Deferred Presentment Loans

OK Title Loan Software: a true Windows program for Oklahoma Title Loans and Title Pawns

OK Payday Loan Software: a true Windows program for Oklahoma Payday Loans
OK Cash Advance Loan Software: a true Windows program for Oklahoma Cash Advance Loans
OK Deferred Presentment Software: a true Windows program for Oklahoma Deferred Presentment Loans
OR Title Loan Software: a true Windows program for Oregon Title Loans and Title Pawns
OR Payday Loan Software: a true Windows program for Oregon Payday Loans
OR Cash Advance Loan Software: a true Windows program for Oregon Cash Advance Loans
OR Deferred Presentment Software: a true Windows program for Oregon Deferred Presentment Loans
SC Title Loan Software: a true Windows program for South Carolina Title Loans and Title Pawns
SC Payday Loan Software: a true Windows program for South Carolina Payday Loans
SC Cash Advance Loan Software: a true Windows program for South Carolina Cash Advance Loans
SC Deferred Presentment Software: a true Windows program for South Carolina Deferred Presentment Loans
SD Title Loan Software: a true Windows program for South Dakota Title Loans and Title Pawns
SD Payday Loan Software: a true Windows program for South Dakota Payday Loans
SD Cash Advance Loan Software: a true Windows program for South Dakota Cash Advance Loans
SD Deferred Presentment Software: a true Windows program for South Dakota Deferred Presentment Loans
TN Title Loan Software: a true Windows program for Tennessee Title Loans and Title Pawns
TN Payday Loan Software: a true Windows program for Tennessee Payday Loans
TN Cash Advance Loan Software: a true Windows program for Tennessee Cash Advance Loans
TN Deferred Presentment Software: a true Windows program for Tennessee Deferred Presentment Loans
TX Title Loan Software: a true Windows program for Texas Title Loans and Title Pawns
TX Payday Loan Software: a true Windows program for Texas Payday Loans
TX Cash Advance Loan Software: a true Windows program for Texas Cash Advance Loans
TX Deferred Presentment Software: a true Windows program for Texas Deferred Presentment Loans
VA Title Loan Software: a true Windows program for Virginia Title Loans and Title Pawns
VA Payday Loan Software: a true Windows program for Virginia Payday Loans
VA Cash Advance Loan Software: a true Windows program for Virginia Cash Advance Loans
VA Deferred Presentment Software: a true Windows program for Virginia Deferred Presentment Loans
WA Title Loan Software: a true Windows program for Washington Title Loans and Title Pawns
WA Payday Loan Software: a true Windows program for Washington Payday Loans
WA Cash Advance Loan Software: a true Windows program for Washington Cash Advance Loans
WA Deferred Presentment Software: a true Windows program for Washington Deferred Presentment Loans
WY Title Loan Software: a true Windows program for Wyoming Title Loans and Title Pawns
WY Payday Loan Software: a true Windows program for Wyoming Payday Loans
WY Cash Advance Loan Software: a true Windows program for Wyoming Cash Advance Loans
WY Deferred Presentment Software: a true Windows program for Wyoming Deferred Presentment Loans

Other Country Links

Australia Title Loan Software: a true Windows program for Australia Title Loans and Title Pawns

Australia Payday Loan Software: a true Windows program for Australia Payday Loans
Australia Cash Advance Loan Software: a true Windows program for Australia Cash Advance Loans
Australia Deferred Presentment Software: a true Windows program for Australia Deferred Presentment Loans
Canada Title Loan Software: a true Windows program for Canada Title Loans and Title Pawns
Canada Payday Loan Software: a true Windows program for Canada Payday Loans
Canada Cash Advance Loan Software: a true Windows program for Canada Cash Advance Loans
Canada Deferred Presentment Software: a true Windows program for Canada Deferred Presentment Loans
England Title Loan Software: a true Windows program for England Title Loans and Title Pawns
England Payday Loan Software: a true Windows program for England Payday Loans
England Cash Advance Loan Software: a true Windows program for England Cash Advance Loans
England Deferred Presentment Software: a true Windows program for England Deferred Presentment Loans
New Zealand Title Loan Software: a true Windows program for New Zealand Title Loans and Title Pawns
New Zealand Payday Loan Software: a true Windows program for New Zealand Payday Loans
New Zealand Cash Advance Loan Software: a true Windows program for New Zealand Cash Advance Loans
New Zealand Deferred Presentment Software: a true Windows program for New Zealand Deferred Presentment Loans
Scotland Title Loan Software: a true Windows program for Wyoming Title Loans and Title Pawns
Scotland Payday Loan Software: a true Windows program for Wyoming Payday Loans
Scotland Cash Advance Loan Software: a true Windows program for Wyoming Cash Advance Loans
Scotland Deferred Presentment Software: a true Windows program for Wyoming Deferred Presentment Loans
 Home | Contact Us | Contracts | Products | Services
 Demo and Downloads | TLPP Help | Search | Update | Tightvnc

Copyright 1999 - 2009 Alpha Omega Consulting Group, Inc.
All rights reserved.


Hit Counter