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Here is a snapshot of the features of our software for
California, which includes Auto Title Loan Software
with integrated Pay Day Loan Software, Cash
Advance Software, Check Cashing Software, Money Order Software and
Installment Loan Software at no extra cost. We also have Spanish
title loan and payday loan contracts. For more information, please
call us toll-free at 866-802-5742 ext. 102 or fill out the
contact form below!
California
California Auto Title Loan Software
California Payday Loan Software
California Cash Advance Software
California Check Cashing Software
California Money Order Software
California Installment Loan Software
California Certificate of Title Software
For California we have English and Spanish cash advance/payday loan contracts
that can include ACH and Arbitration agreements as part of the contract. We also
have a wide variety of custom title loan contracts for California. Title
loans in California are generally done on an amortized loan basis, and if
your company charges an up-front filing fee (such as an origination fee,
documentation fee, etc.) that is retained in full or in part by your
company, it is imperative that the software you select includes this fee in
the Federal Truth in Lending boxes, increasing the APR and Finance Charge
disclosures. Our software can handle what we call "Regulation Z fees"
(because full disclosure is mandated by Federal Regulation Z). But software
originally written for pawn shops, check cashers, payday loan companies,
etc., may not handle such fees correctly, meaning that unsuspecting title
loan companies may be subject to federal class action lawsuits by predatory
law firms. There is a very simple way to make sure that your software is
compliant, so please call Mike Burch toll free at 866-802-5742 to make sure
your company is in compliance with Federal Regulation Z. Even if your
company doesn't charge such a fee currently, do you really want to use a
program that doesn't "understand" and comply with a critical federal
regulation? A few minutes to test for full compliance is a good idea, in our
opinion, whether you already have software or are considering a new program.
IF YOU WOULD LIKE TO DOWNLOAD
OUR FULLY FUNCTIONAL DEMO,
CLICK HERE
Please call us toll free for a free live demo, or to discuss your needs.
Toll Free Number: 1-866-802-5742 ext. 101
Or use the E-mail Contact Form at the bottom of this page.
Click here to see 519 contracts, letters, forms, reports and receipts
generated automatically by our software.
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To see our interactive Title
Loan Professional slideshow, please
click the picture at the left. If you don't have a high speed
Internet connection and the demo is too slow, please click
here.
For info on particular features, please click the links below. |
For California we have English and Spanish cash advance/payday loan contracts
that can include ACH and Arbitration agreements as part of the contract.
Main Program Features
Title Loans
Pay Day Loans
Cash Advance Loans
Installment (Amortized) Loans
Commercial Loans
Retail Loans
Lease Loans
Check Cashing
Money Orders
Advanced Features
Interface to Electronic ACH Software
Interface to TeleTrack
Powerful yet flexible Advanced Search Function
Multiple Cash Drawers with Electronic Reconciliation
Daily Reports can be e-mailed!
Advanced Security Features
Customize your own required fields
Customize "store manager only" functions
Manage multiple store databases from one PC
Track Employee Logins and Logouts for Payroll
Exclude "Store Closed" Days from Due Date
Vehicle Inventory interfaces to Title Loans
Dealer Tracking with Dealer Holdbacks
A powerful, flexible Keyword Report
With Keywords you can create Loan Denial and Litigation Logs
Support via Phone, E-mail, Internet, VPN and PC Anywhere
Create Your Own Reports and Queries with Microsoft Access
Forms and Reports Included
Title Pledge Agreements (many)
Title
Loan Closing Statement (many)
Title Pledge Contract and Disclosure (many)
Deferred Presentment Services Agreement (many)
Cash Advance / Payday Loan Contracts (many)
Customer Payment Receipt
Payment Receipt and Extension Contract
Department of Motor Vehicle Forms
Affidavit of Fact
General Power of Attorney
No Liens Letter
Reminder to Borrower Letter
Privacy Notice
Title Key Receipt Letter
Renewal Notice
Right to Cure Letter
Late Letter
Repossession Letter (Repo Letter)
Thank You Letter
Electronic Funds Transfer Authorization
Letter (EFT Letter)
Daily Transaction Report
Daily Receipt Log
Daily Summary
Cash Advance Summary
Loans Due Report
Loans Due by Name Report
Past Due Loans Report
Check Register
Client List
Notes List / Keyword Report
Returned Check List
Signed Off Check List
Cash Drawer Reconciliation Report
Unearned Fees and Interest Report
Reduced Interest Audit Report
Outstanding Loans by Status
Outstanding Loans by Name
Outstanding Loans by Due Date
Loan List-Title Loans
Loan List-Cash Advances
Loan List-Check Cashing
Inventory List
Customer Data Verification Form
Employee Login/Logout Sheet (for Payroll)
The Notes List can be
used as a Keyword Report to track keywords such as "loan
denial", "litigation log", etc.)
Special State Modules
California Title Loan and Cash Advance
California Title Loan and Cash Advance
Georgia Title Loan and Cash Advance
Kentucky Cash Advance
Louisiana Title Loan and Cash Advance
Missouri Title Loan and Cash Advance
Montana Title Loan and Cash Advance
Ohio Title Loan and Cash Advance
New Hampshire Title Loan and Cash Advance
New Jersey Commercial Restaurant Loans
New Mexico Title Loan and Cash Advance
Ohio Title Loan and Cash Advance
Oregon Title Loan and Cash Advance
Nevada Title Loan and Cash Advance
South Carolina Title Loan and Cash Advance
South Dakota Title Loan and Cash Advance
Tennessee Title Loan and Cash Advance
Virginia Title Loan and Cash Advance
Washington Title Loan and Cash Advance
Wyoming Title Loan and Cash Advance
We can easily add your state!
All our forms and reports are customizable, so if you have special
needs, we can adapt our software to your business. Also, we have the
ability to make our software meet the regulations of highly regulated
states.
We are adding features to our software on a daily basis, so please
check with us if you have specific needs. We have been developing
custom software for over 20 years, and chances are that we either have the
solution you need, or that we can provide it at either a very low cost, or
even at greatly reduced costs or no cost at all (if we think the feature
will benefit our other customers).
We can also help you transfer and convert your data from many other
programs, including clunky old DOS programs and less advanced programs
from our competitors. Our software is compatible with Windows 95,
Windows 98, Windows Me, Windows NT, Windows 2000, Windows XP Home, Windows
XP Professional, and any Windows network. We offer phone support,
e-mail support, and remote support with PC Anywhere and through wide area
networks and VPN networks. With our program, you can easily access
your data through Microsoft Access, Microsoft Office, Microsoft Word,
Microsoft Excel, Microsoft Outlook, and it is possible to interface your
data to popular accounting programs like Peachtree and Intuit's Quicken
and Quickbooks.
Features:
- We offer a friendly, prompt, knowledgeable support staff.
- We have been in business for over 20 years.
- We have provided software and services to over 400 customers
worldwide.
- Our software is based on Microsoft Access, by far the most popular
database in the world, and an integral component of Microsoft Office
Professional, the number one office productivity suite on the planet.
- We can change, modify or adapt our software to meet your company's
needs
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Pricing:
- You can rent our software for as little as $195
per month, or buy it for as little as $995, depending on your state, the
number of users and the support and features you need. Please call 1-866-802-5742
ext 101 for a quote customized to your business and needs.
- We are currently including Title Loan, Payday
Loan, Cash Advance, Installment Loan, Check Cashing and Money
Order features in our base program prices, although some of our competitors
charge for each modules separately (and most of our competitors
don't have all these modules in one package to begin with).
- The prices for additional stores may be
discounted. Please call 1-866-802-5742
ext 101 for
a quote.
- If you need special forms or features, our
program is completely customizable. Please call us for a free
consultation and a quote to meet your specific needs.
- If you buy the program, we have a low-cost, flexible annual support
agreement, which costs as little as $50 per month and provides up to eight hours of
technical support the first year and five hours of technical support
per year thereafter. If you need additional technical support, we can tailor an annual support contract to your
company's needs. The annual support agreement is required the first
year and is optional thereafter, so if you don't need the annual
software update and your support needs after the first year are
minimal, you are not required to pay anything for support
after the first year.
- We have advanced features which can be purchased
at the following prices (we heavily discount our prices when multiple
add-ons are needed):
Photo Management is our most popular add-on; it costs $500
Motor Vehicle Equity Line of Credit (MVELOC) is $500; this is like a
home equity loan with a monthly statement
Unsecured Line of Credit (LOC) is $500; this is like a credit card with
a monthly statement; LOCs are legal everywhere in the USA
Loan Consolidations (printing multiple checks to pay off other loans and
debts): $500
Miscellaneous Transactions for point-of-sale (phone cards, other merchandise, etc.) is
$500
ACH interface is $500
Teletrack interface is $500
Black Book interface is $500
Accounting interfaces (Quickbooks, Peachtree, MAS90, etc.) start at $500
and depend on complexity
Canada and other non-USA locations: please call for a quote
Multi-store consolidation reports: please call for a quote
Customized programming: please call for a quote
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