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Alpha Omega Consulting Group, Inc. has developed industry-specific programs
with strong track records in features, reliability and performance. Our
programs are "best in class," and we've been getting rave reviews
of our software solutions in the following areas: Auto Title Loan Software
(also known as Auto Title Pawn Software), Payday Loan Software, Cash
Advance Software, Check Cashing Software, Commercial Installment Loan
Software, Retail Installment Loan Software, Lease Software, and Money Order
Software: all in one convenient, user-friendly Windows program! All our programs are customizable, which means they can be adapted to
your company. Your company doesn't have to be "shoehorned"
into our programs; you'll have room to flex and grow. And we were
designing, programming, customizing and supporting advanced software systems
when most of our competitors were "still in diapers." We developed our
first software product in 1980. Most importantly, we support what we
sell and don't put our customers on automated voice mail "help"
systems or refer them to FAQs, e-mail support, or minimum-wage-earning
"support" people reading wrote answers out of "knowledge
bases." If you have a problem the person answering the phone
can't handle, we'll put you in touch with a programmer who knows the program
inside and out!
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The following features are included at no extra cost in Title Loan
Professional: Title Loans (also known as Title Pawn Loans), Cash Advances (also
known as Deferred Presentment Loans, Payday Loans, Payday Advances, Paycheck
Loans, Paycheck Advances, etc.), Check Cashing, Installment Loans (amortized
loans with fixed monthly payments), Consumer Installment Loans, Retail
Installment Loans, Commercial Installment Loans, Lease Loans, and Money Orders.
We have customers using Title Loan Professional all over the United States, with
special features and contracts for the following states:
Alabama Title Loan and Cash Advance/Payday Loans
Arkansas Title Loan and Cash Advance/Payday Loans
Arizona Title Loan and Cash Advance/Payday Loans
California Title Loan and Cash Advance/Payday Loans and Car Lot/Auto Sales and
Loans
Delaware Title Loan and Cash Advance/Payday Loans
Georgia Title Loan and Cash Advance/Payday Loans
Illinois Title Loan and Cash Advance/Payday Loans
Iowa Title Loan and Cash Advance/Payday Loans
Kentucky Cash Advance/Payday Loans
Louisiana Title Loan and Cash Advance/Payday Loans
Maine Title Loan and Cash Advance/Payday Loans
Missouri Title Loan and Cash Advance/Payday Loans
Mississippi Title Loan and Cash Advance/Payday Loans
Montana Title Loan and Cash Advance/Payday Loans
Nevada Title Loan and Cash Advance/Payday Loans
New Hampshire Title Loan and Cash Advance/Payday Loans
New Jersey Restaurant and Commercial Merchant Account Loans
New Mexico Title Loan Title Loan and Cash Advance/Payday Loans
Ohio Title Loan and Cash Advance/Payday Loans
Oklahoma Title Loan and Cash Advance/Payday Loans
Oregon Title Loan and Cash Advance/Payday Loans with Dealer Tracking and Dealer
Holdbacks
South Carolina Title Loan and Cash Advance/Payday Loans
South Dakota Title Loan and Cash Advance/Payday Loans
Tennessee Title Loan and Cash Advance/Payday Loans
Texas Title Loan and Cash Advance/Payday Loans
Utah Title Loan and Cash Advance/Payday Loans
Virginia Title Loan and Cash Advance/Payday Loans
Washington Title Loan and Cash Advance/Payday Loans
Wyoming Title Loan and Cash Advance/Payday Loans
If your state is not on this list, don't worry. It generally only takes a few
hours for our programmers to develop contracts and other forms customized for a
new state. And if your state has "quirky" rules, that's all the more
reason to consider our software. Here are some case studies...
For Alabama, we have added a unique Keyword Report that allows users to
quickly and easily generate those pesky Loan Denial Reports and Litigation Logs
required by the state of Alabama. We also have both plain paper and Burrell
forms pre-programmed into our software, so you can be up and running in a flash.
For Arkansas we have custom contracts for internet research and other products
that work similar to title loan and payday loan contracts.
For California we have English and Spanish cash advance/payday loan contracts
that can include ACH and Arbitration agreements as part of the contract.
For Iowa we have a Motor Vehicle Equity Line of Credit (MVELOC) contract and
billing statement that works very much like a credit card or home equity loan
billing system.
For Illinois we have a variety of custom loan products and contracts that
include a consumer loan with multiple postdated checks, a balloon note,
installment title loan contracts, wage assignments, ACH and Arbitration
agreements, and much more!
For Kansas we have a Motor Vehicle Equity Line of Credit (MVELOC) contract and
billing statement that works very much like a credit card or home equity loan
billing system.
For Georgia we have programmed our software to automatically reduce the interest
rate after three months on title loans, per state regulations, and we also have
the ability to interface to Georgia police departments to report title
loan/title pawn transactions.
For Mississippi we have a 10 payment title loan with a 10% principal
reduction, per state regulations. In addition to the 10-pay title loan contract,
we also have a Mississippi cash advance/payday loan contract.
For Missouri, our software can do Title Loans on either a daily interest
basis, or on an installment loan (amortized loan) basis. These options are
available for other states as well, but in Missouri you may have to be able to
do both types of loans, on a loan-to-loan basis, and with our software you can.
A Missouri auditor told us that we have the only Title Loan/Cash
Advance software that matches his installment loan calculations to the penny,
and he's even referred clients to us! We also have a variety of contracts for
Missouri balloon loans, 45-day consumer loans, and more.
For Nevada we have a number of loan products and contracts, including a standard
payday loan contract, an installment loan balloon note, and title loan
contracts.
For Oklahoma we have a cash advance/payday loan contract that allows a flat
fee to be added to a loan for the Veritec database research fee.
For Oregon we have a variety of loan products and contracts, including cash
advance/payday loans, title loans, installment title loans, and installment
consumer loans. We have done a lot of custom programming to meet the various
Oregon state regulations.
For South Carolina, we have done custom programming to make our software be
able to do loan increases (also known as "flip loans"). We can also number and
track loans independently as New Loans, Renewals and Loan Increases. We also
have a provision to stop accruing daily interest at the 240 day (8 month) mark,
with the ability to "grandfather" loans made before January 1, 2004. We also
have a "buying days" option that converts a customer's payment to a number of
"paid days" that move the next payment due date forward. We also support both
daily interest and installment (amortized) loans, as SC auditors are now
recommending that some of our clients switch to the installment loan method. We
also have Spanish title loan and cash advance/payday loans for SC.
For Texas we have custom contracts for internet research and other products that
work similar to title loan and payday loan contracts.
For Virginia we have a Motor Vehicle Equity Line of Credit (MVELOC) contract
and billing statement that works very much like a credit card or home equity
loan billing system.
Tennessee is our home state, and we have large chains in Nashville and East
Tennessee that have been valuable contributors to our software development
efforts. If you're based in Tennessee, we've got some home cookin' for ya'll.
These are just a few examples. For just about every state on our list, we've
tweaked our software to some degree. And keep in mind that the regulations in
your state can change any day. The software that works today is only as good as
the software company that supports it tomorrow! And support has "been our
claim to fame" for over 20 years.
Here is a list of the reports included in Title
Loan Professional, along with some comments. Many of the reports can be run in a
variety of combinations. Please keep in mind that all reports, letters,
contracts and forms are completely customizable:
Title Loan Contracts and Pledge Agreements -
many state-specific contract formats
DMV (Department of Motor Vehicle) Forms - multiple state-specific versions
Cash Advance (Deferred Presentment) Contracts - many state-specific contract
formats
Customer Payment Receipt - three formats
A Variety of Customizable Letters and Forms:
Late Letter
Repossession Letter
Repo Letter (alternate format)
Right to Cure
Affidavit of Fact
General Power of Attorney
No Liens Letter
Reminder to Borrower Letter
Privacy Notice
Repo Letter (2)
Title Key Receipt Letter
Electronic Funds Transfer Authorization Letter (EFT
Letter)
A wide variety of Customizable Lists and Reports:
Client List
Notes List - Select by client, from date, to date, keyword (such as "loan
denial", "litigation log", etc.)
Loan List - Sort by Name, Account #, or Loan #; Select Date Range, All or
Outstanding Loans
Loans Due by Name
Cash Advance Summary - Select Date Range
Returned Check List - Select Date Range
Check Register - Select Date Range
Signed Off Check List - Select Date Range
Unearned Fees and Interest - Select As Of Date
Reduced Interest Audit Report - Shows clients given reduced interest who are now
past due
Inventory List
Login/Logout Sheet - Can be used as a time clock and for payroll purposes
Daily Receipt Log - Select Date Range and Loan Type (Title Loan, Cash Advance,
etc.)
Cash Drawer Reconciliation - Select Cash Drawer and Date
Daily Summary - Select date; Shows all daily category totals for end of day
balancing
Daily Transaction Report - Select Date Range; Shows detail and totals for each
transaction type
Past Due Loans - Select Loan Type (Title Loan, Cash Advance, etc.), Days Past
Due, As Of Date
Outstanding Loans by Status - Select Loan Type, Loan Status (Past Due, etc.), As
Of Date
Outstanding Loans by Due Date - Select Loan Type, Loan Status (Past Due, etc.),
As Of Date
Customer Payment Receipt - Prints automatically upon payment (multiple formats
selectable)
Customer Data Verification Form
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ABN Loans - Loan Information Galore! |
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Accounting Software Directory - A one stop resource for all your
accounting software needs. |
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Cash Advance Headquarters |
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Loans Spot - A Valuable Loans Website and Information Resource. |
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| QIC Loans - The
best resources for loans. |
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Qwk Loans.com
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Your one-stop for loans! |
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| Your
Payday Advance Company - Barnhart, Missouri (MO) Payday Advance and Cash
Advances |
Financing,
Refinancing, and Credit Reports from Harbor Credit
We're a
company founded by consumers, for consumers and our mission is to
empower you, the consumer. |
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Payday Loans -
The best source for no fax payday loans, cash advances and personal
loans with no credit check. |
| First Funds
Capital
provides small business loans up to $1,000,000 in as
little as 72 hours with no application or late fees. |
| Merchant Services and Credit Card Processing
Merchant Service Group provides an array of electronic processing options to retail, restaurant, mail order, telephone order, and Internet businesses. Our services include credit, debit and EBT card processing, check conversion and guarantee. |
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Repossession Remortgage - If you are facing a repossession order
we can help get a fast repossession mortgage |
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Copyright © 1999 - 2008 Alpha Omega
Consulting Group, Inc.
All rights reserved.
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